The Plastiq Fee is 2.85%. Payments may incur additional fees based on the country the card was issued in or method of delivery. Some select recipients have a lower fee.
Fee Breakdown
Plastiq provides a breakdown of these fees on the payment review screen prior to submission. All percentage-based fees are calculated based on the principal amount (i.e. the amount you want to pay your recipient.)
This breakdown will show the Plastiq and any additional fees incurred. The fee breakdown will also indicate any active promotional discounts or FFDs that are applied to your payment.
Plastiq fees are subject to change without notice. Plastiq fees may be lowered due to promotions or referral credits you have at the time of payment.
U.S. Debit Cards
Please note that the Plastiq fee for Visa, MasterCard, American Express, Diners, Discover, JCB debit card issued in the US is discounted to 1%. This excludes pre-paid cards, gift cards, online-only banks and all international debit cards.
Scheduled Payments
Scheduled payments lock in the Plastiq fee you received at the time of submission.
Editing a scheduled payment will initiate a recalculation of the Plastiq fee. For example, if you schedule a payment during a promotion period and you edit it later, you will lose the promotional rate.
Additional Plastiq Services
| Add-On Service | Description |
| Cross-Border Payments | Cross-border fees are added when you use a card issued in a country different from the country the recipient you are paying is located in. For example, a Canadian card being used to pay a business in the US will incur cross border fees. To learn more, please read here. |
| Accelerated Payments Suite | When sending your payments, you have the option to expedite the payment. Additional fees apply when expediting your payment. To learn more, see this article. |
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