FFD means "fee-free dollar". As you earn fee-free dollars, the Plastiq fee is lowered for payments you apply them to. For example, if you have 1,000 FFDs, that is $1,000 worth of bills or invoices you can pay without the Plastiq fee.
NOTE: Based on the example above, any amount over the $1,000 payment, is subject to the standard Plastiq fee.
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