Wires are payments sent directly from one back to another via an electronic network in real-time. Paying your chosen recipient by US Domestic or International Wire is a method that becomes available when your account has been successfully verified.
To add a recipient funded by US Domestic or International wire, please see the following articles.
In addition to the Plastiq fee, sending payments via wire transfer incur additional fees. Please see below for more details:
| Delivery Method | Fees (In addition to the 2.5% Plastiq fee) |
| US Domestic Wire less than $20,000 | $20 Bank fee + $10 Handling fee |
| US Domestic Wire greater than $20,000 | $0 (Bank and Handling fees are waived) |
| International Wire less than $20,000 | $40 Bank fee + $10 Handling fee |
| International Wire greater than $20,000 | $0 (Bank and Handling fees are waived) |
Currently, we are unable to deliver wire payments on weekends as well as bank holidays. Per our Terms of Service, Bank fees are non-refundable once the payment is sent.
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