When you pay with Plastiq, you can pay your recipient via your chosen delivery method. Plastiq delivers payments via check and electronic transfer (eg. wires and ACH).
Once the payment has been received by your recipient, your recipient will need to process the funds on their side and credit the funds to your account. Recipients complete this step in ~1 to 3 business days.
Note- the faster funding methods found in our Accelerated Payments Suite are available for verified accounts. We’ve marked these methods in blue.
Check Payments
|
Method |
For recipients in... |
Timeframe |
|
Check (Cheque) |
|
Within 8 business days |
|
Expedited Check |
|
2 business days |
Electronic Payments
|
Method |
For recipients in... |
Timeframe |
|
Bank Transfer |
|
3 business days |
|
Expedited Bank Transfer |
|
2 business days |
|
ACH |
|
3 business days |
|
Expedited ACH |
|
2 business days |
|
EFT |
|
3 business days |
|
Domestic Wire |
|
Next business day* |
|
International Wire |
2-4 business days* |
*Wire payments can be expedited and sent out on the same day by request. Please contact our support team via email or live chat before 12 PM PST (3 PM EST) to have your payment escalated to same-day disbursement.
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